Sunu Assurances Nigeria Plc (SUNU.ng) 2017 Abridged Report

first_imgSunu Assurances Nigeria Plc (SUNU.ng) listed on the Nigerian Stock Exchange under the Insurance sector has released it’s 2017 abridged results.For more information about Sunu Assurances Nigeria Plc (SUNU.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Sunu Assurances Nigeria Plc (SUNU.ng) company page on AfricanFinancials.Document: Sunu Assurances Nigeria Plc (SUNU.ng)  2017 abridged results.Company ProfileSunu Assurances Nigeria Plc formerly (Equity Assurance Plc) is an established insurance company in Nigeria offering non-life insurance for the domestic and corporate sectors as well as asset management and health management services. The company also has business interests in Ghana. Non-life insurance ranges from fire and special peril to consequential loss, cash and goods in transit, public and products liability, fidelity guaranty, personal liability and accident insurance products. Equity Assurance Plc also provides insurance products for workmen compensation and plant, erection and contractors all risk and welfare funds and medical evacuation. The company has subsidiary segments providing health management, asset management and hospitality services. Equity Assurance Plc is a subsidiary of SUNU Finances Holding SA. Its head office is in Lagos, Nigeria. Sunu Assurances Nigeria Plc is listed on the Nigerian Stock Exchangelast_img read more

Australia Rugby Championship Squad

first_img Expand Collapse South Africa Rugby Championship Squad Take a look at the squad Steve Hansen… New Zealand Rugby Championship Squad Michael Cheika has named his Australia squad for the upcoming Rugby Championship Backs: Tom Banks, Kurtley Beale, Israel Folau, Bernard Foley, Will Genia, Dane Haylett-Petty, Reece Hodge, Marika Koroibete, Jack Maddocks, Billy Meakes, Sefa Naivalu, Jordan Petaia, Nick Phipps, Joe Powell, Curtis Rona, Matt Toomua.Don’t forget to follow Rugby World on Facebook and Twitter. Midfield regulars Tevita Kuridrani and Samuel Kerevi have been ruled out by injury and Cheika has selected six uncapped players in the squad.They are Jermaine Ainsley, Folau Faingaa, Tom Banks, Jack Maddocks, Billy Meakes and Jordan Petaia.Australia Rugby Championship SquadForwards: Jermaine Ainsley, Allan Alaalatoa, Rory Arnold, Adam Coleman, Folau Faingaa, Ned Hanigan, Michael Hooper (captain), Sekope Kepu, Tolu Latu, Brandon Paenga-Amosa, David Pocock, Tatafu Polota-Nau, Tom Robertson, Izack Rodda, Pete Samu, Rob Simmons, Scott Sio, Caleb Timu, Lukhan Tui, Taniela Tupou. Expand Australia Rugby Championship SquadThe pressure keeps on mounting for Michael Cheika as the Wallabies currently sit at the bottom of the 2018 Rugby Championship table with only one win from five games. Their final match of the tournament is against Argentina and is a must-win for sure.As a result, Bernard Foley has come in to the fly-half role after being dropped from Round 2 onwards. Kurtley Beale shifts over to the midfield with Matt Toomua dropping to the bench. The other change comes in the replacements with Tolu Latu securing one of the nine sots instead of Tatafu Polota-Nau.Michael Cheika said; “Losing on the Gold Coast hurt us and we’ll be looking to get some of that back on Saturday.“What do we need to change? The most important thing is just a single commitment to every play, especially in the forwards.”Australia team to face Argentina in the Rugby Championship – Saturday 6th October Sio, Faingaa, Tupou, Rodda, Coleman, Hanigan, Hooper, Pocock, Genia, Foley, Koroibete, Beale, Hodge, Folau, Haylett-PettyReplacements: Latu, Kepu, Alaalatoa, Simmons, Arnold, Timu, Phipps, Toomua, BanksAustralia team to face South Africa in the Rugby Championship – Saturday 29th September Sio, Polota-Nau, Tupou, Coleman, Rodda, Hanigan, Hooper, Pocock, Genia, Beale, Koroibete, Toomua, Hodge, Folau, Haylett-PettyReplacements: Faingaa, Kepu, Alaalatoa, Arnold, Simmons, Phipps, Foley, MaddocksAustralia team to face Argentina in the Rugby Championship – Saturday 15th September Sio, Polota-Nau, Alaalatoa, Arnold, Rodda, Tui, Pocock, Samu, Genia, Beale, Koroibete, Toomua, Hodge, Folau, Haylett-PettyReplacements: Faingaa, Robertson, Tupou, Coleman, Hanigan, Powell, FoleyAustralia team to face South Africa in the Rugby Championship – Saturday 8th September Sio, Polota-Nau, Alaalatoa, Arnold, Rodda, Tui, Hooper, Samu, Genia, Beale, Koroibete, Toomua, Hodge, Maddocks, Haylett-PettyReplacements: Faingaa, Robertson, Tupou, Hanigan, Powell, FoleyAustralia team to face New Zealand in the Rugby Championship – Saturday 25th AugustSio, Tatafu Polota-Nau, Alaalatoa, Rodda, Coleman, Tui, Hooper, Pocock, Genia, Foley, Koroibete, Beale, Hodge, Maddocks, Haylett-PettyReplacements: Faingaa, Robertson, Kepu, Simmons, Samu, Phipps, Toomua, Tom Bankscenter_img South Africa Rugby Championship Squad LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS See the Pumas squad new coach Mario Ledesma… Take a look at the full squad the… New Zealand Rugby Championship Squad Argentina Rugby Championship Squad Australia team to face New Zealand in the Rugby Championship – Saturday 18th August Robertson, Polota-Nau, Kepu, Rodda, Coleman, Tui, Hooper, Pocock, Genia, Foley, Koroibete, Beale, Hodge, Haylett-Petty, FolauReplacements: Latu, Alaalatoa, Tupou, Simmons, Samu, Phipps , Toomua, MaddocksFresh off the back of a narrow series loss to Ireland, Australia head into the 2018 Rugby Championship thoroughly tested and battle hardened. The series with Ireland was incredibly close, with both sides scoring 55 points across the three Tests.Despite the series defeat, Australia head into the Rugby Championship well prepared and Michael Cheika has recently named his full training squad for the tournament, where they face the All Blacks back-to-back in their first two games.Creative stars like Kurtley Beale, Israel Folau, Bernard Foley and Will Genia are all involved while Taniela Tupou is one to watch in the front row. Michael Hooper and David Pocock will once again team up in the back row.Tatafu Polota-Nau, based in England with Leicester Tigers, has been selected as a result of the ‘Giteau rule’, which provides exemption for players not playing at home in Australia. Polota-Nau has the required minimum of 60 caps and will bring some much-needed experience to the side.Return: Polota-Nau playing for the Wallabies in 2017 (Getty Images)The inclusion of Matt Toomua is also noteworthy. He, too, is based with Leicester, but does not reach the 60-cap mark. However, he will leave the Tigers for Melbourne Rebels at the end of the season and has thus been selected.Article Continues Below Argentina Rugby Championship Squadlast_img read more

Apopka Burglary Report

first_img TAGSApopka Burglary ReportApopka Police DepartmentBusiness Burglary ReportResidential Burglary ReportVehicle Burglary Report Previous articleHurricanes Harvey, Irma, and Maria: 6 Ways You Can HelpNext articleChristian Chamber Speaker: Merging business leadership with social justice Denise Connell RELATED ARTICLESMORE FROM AUTHOR Support conservation and fish with NEW Florida specialty license plate Please enter your name here Save my name, email, and website in this browser for the next time I comment. The Anatomy of Fear Please enter your comment! Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Apopka Burglary Report: Week Ending – 9/25/2017The Apopka Burglary Report for the week 9/18/2017 – 9/25/2017 shows 12 burglaries reported in the City of Apopka.Two residential burglaries were reported at the 2700 Block of Grassmoor Loop, and the 200 Block of Lovell Lane.Seven vehicle burglaries were reported at the 900 Block of Ashworth Overlook Drive, the 1800 Block of Olivia Circle, the 300 Block of Oak Street, the 100 Block of South Central Avenue, the 1100 Block Green Vista Circle, the 100 Block of North Highland Avenue, and the 1300 Block of Golf Point Loop.Three burglaries were reported at businesses on the 1100 Block of Rock Springs Road, the 400 Block of South Central Avenue, and the 1200 Block of South Apopka Boulevard.Michael McKinley, Chief of the APD, tells us that many vehicle burglaries could have been prevented if everyone remembers to do just two things:Remove all valuables from your vehicleLock your car doorsThe breakdown of the burglaries reported to the Apopka Police Department last week:3 – Business2 – Residential7 – Vehicle LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address here Share on Facebook Tweet on Twitterlast_img read more

Mini-Loft Apartment in Prague / Dalibor Hlavacek

first_imgSave this picture!© Filip Slapal+ 14 Share Photographs:  Filip Šlapal Manufacturers Brands with products used in this architecture project Projects CopyLoft•Czech Republic CopyAbout this officeDalibor HlavacekOfficeFollowProductsWoodBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingLoftInteriorsResidentialRefurbishmentCzech RepublicPublished on April 03, 2012Cite: “Mini-Loft Apartment in Prague / Dalibor Hlavacek” 03 Apr 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogAluminium CompositesTechnowoodWood Siding in KSR Villa BodrumGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardBedsFlorenseBed – UpholsteredSignage / Display SystemsGoppionDisplay Case – Qd-ClassMetal PanelsTrimoMetal Panel Finishes – ArtMeSkylightsLAMILUXRooflight F100 CircularWire MeshGKD Metal FabricsMetal Fabric in TransportationSystems / Prefabricated PanelsInvestwoodCement-Bonded Particle Board – Viroc NatureMetal PanelsRHEINZINKSeam Systems – Flatlock TilesSofasMenuDining Bench – EaveTablesArtisanCoffee Table – BloopMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/222272/mini-loft-apartment-in-prague-dalibor-hlavacek Clipboard Architects: Dalibor Hlavacek Year Completion year of this architecture project Czech Republic “COPY” ArchDaily Loft Year:  Mini-Loft Apartment in Prague / Dalibor Hlavacek Photographs Manufacturers: FAKRO   Save this picture!© Filip SlapalRecommended ProductsDoorsLonghiDoor – HeadlineDoorsStudcoAccess Panels – AccessDorBulbs / Spots / Wall LightsAxolightWall And Ceiling Blackspot Light – FavillaDoorsLibartVertical Retracting Doors – Panora ViewMotto: „The flatness of today’s standard construction is strengthened by a weakened sense of materiality. Natural materials – stone, brick, wood – allow our vision to penetrate their surfaces and enable us to become convinced of the veracity of the matter”. (Pallasmaa, 2005) Save this picture!© Filip SlapalThe architectural interior design of the small loft apartment strives not only to accomplish the investor’s and author’s functional requirements, but alsoto reach a spatial experience perceivable with all our senses by means of material, colors, and shape combinations. Save this picture!© Filip SlapalThe loft conversion is located in the Bubeneč Prague district in a corner apartment house built in the thirties. The attic is northeast oriented,facing the street. Originally, it was used for drying laundry. The basic disposition concept reacts to the configuration of the surrounding urban environment. The “social” quarters utilize a view of the Stromovkapark and a ZOO in Troja, the bedroom part is placed in front of a high-grown lime-tree. The tree obstructs a view from the opposite buildings and helps cool the interior in the summer. Save this picture!© Filip SlapalThe concept arises from two contradictory requirements; an effort towards the most effective usage of limited floor space, and at the same time, the creation of a clear,generous space. The loft apartment is therefore conceived as a duplex apartment; the kitchen – living room is two-storey and offers a view into the roof construction. The quiescent part of the disposition (bedroom, bathroom and toilette) is spanned with an open gallery containing a study. Save this picture!© Filip SlapalIf need should arise the study can be used as a guest-room. In the future, the gallery will function as the parents’ bedroom and the present bedroom will be changed into a children’s room. The gallery is accessed via staircase and a steel footbridge, creating an intimate “promenade architecturale“, thus enabling perception of the elevated living-room space and the gallery space from different perspective. Save this picture!© Filip SlapalThe goal of the design was to create a clean interior without decorative overkills. Every centimeter of space is used as storage space. The staircase to the gallery also functions as a kitchen unit, a gas boiler and a bookcase are placed into the niches between chimneys. Bathroom cabinet harbors a washing machine and a drier. Space above the toilet holds cleaners and closet literature. Inbuilt wardrobes form an entire bedroom wall as well as a gallery wall. An electric switchboard is part of the inbuilt furniture. On the gallery, two working tables are placed into the space between windows, offering a view of the roofs of the opposite houses. Save this picture!plan 01The interior material solution creates a dialogue between rough surface of the original brick chimney walls and the clean contours of plasterboard constructions. Mass of the sanitary space is clearly distinguished by gray plaster inviting to be touched. Floors and solitaire furniture are oak; the inbuilt furniture is white varnished. The kitchen was designed with great care. Even though it is small, it offers all the necessary surfaces and spaces. Kitchen cabinet doors are made of oak veneer, the worktop is patinous granite neroassoluto, appliances and holds are stainless-steel.The rare-facing panel of the kitchen is lined with glass of the same tincture as the upper cabinets. Save this picture!plan 02Four window triplets of roof windows with low-energy glass illuminate the entire loft space. The windows minimize the need for artificial lighting and help to create a feeling of interior airiness. Outside screens are connected to an intelligent electronic system and in the summer protect the interior from overheating.Project gallerySee allShow lessMemorial of the Victims of Communism in Estonia / Armin Valter + Joel KopliArticles12th International Alvar Aalto Symposium: ‘Crafted’ – The Ingredients of ArchitectureArticlesProject locationAddress:Prague, Czech RepublicLocation to be used only as a reference. It could indicate city/country but not exact address. Share 2012 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/222272/mini-loft-apartment-in-prague-dalibor-hlavacek Clipboard “COPY” Mini-Loft Apartment in Prague / Dalibor HlavacekSave this projectSaveMini-Loft Apartment in Prague / Dalibor Hlavaceklast_img read more

Oak Pass Guest / Walker Workshop

first_img Year:  Contractor: Area:  2650 ft² Year Completion year of this architecture project Walker Workshop 2013 CopyAbout this officeWalker WorkshopOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentAdaptive reuseWoodBeverly HillsRefurbishmentHousesUnited StatesPublished on November 13, 2014Cite: “Oak Pass Guest / Walker Workshop” 13 Nov 2014. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogFaucetshansgroheKitchen Mixers – Aquno Select M81Vinyl Walls3MVinyl Finishes in HealthPartners Regions HospitalPartitionsSkyfoldWhere to Increase Flexibility in SchoolsCoffee tablesBoConceptMadrid Coffee Table AD19SkylightsLAMILUXFlat Roof Exit Comfort DuoMetallicsTrimoMetal Panels for Roofs – Trimoterm SNVSkylightsVELUX CommercialModular Skylights in Atelier Zimmerlistrasse OfficeStonesNeolithSintered Stone – Iron Moss – Iron CollectionCeramicsTerrealTerracotta Facade in Manchester HospitalWoodBlumer LehmannConsulting and Engineering in Wood ProjectsGlassBendheimLuminous Mirrored GlassWire MeshTwentinoxMetal Mesh – Golf Romeo 7More products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream United States Interior Design: Save this picture!© Nicholas Alan Cope+ 24 Share Walker Workshop “COPY” Projects Manufacturers: BlueStar, Infratech Photographs Structural Engineer: Photographs:  Nicholas Alan Cope Manufacturers Brands with products used in this architecture project center_img “COPY” ArchDaily Architects: Walker Workshop Area Area of this architecture project Civil Engineer: John Labib & Associates Houses Oak Pass Guest / Walker WorkshopSave this projectSaveOak Pass Guest / Walker Workshop CopyHouses, Adaptive Reuse•Beverly Hills, United States Burgess Engineering Design Team:Noah Walker, Ted Leviss, Erin White, Trent LaughtonCity:Beverly HillsCountry:United StatesMore SpecsLess Specs Save this picture!© Nicholas Alan CopeText description provided by the architects. This two bedroom guesthouse sits along a ridge in a grove of over 120 coast live oak trees. Save this picture!© Nicholas Alan CopeRecommended ProductsDoorsStudcoAccess Panels – AccessDorWoodAccoyaAccoya® Cladding, Siding & FacadesEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesThe building utilizes a small footprint and height to maximize panoramic canyon views while strengthening its connection with the trees below. Save this picture!© Nicholas Alan CopeAn existing barn was rehabbed extensively and functions as both a living room and a concert venue for up to eighty guests. Save this picture!First Floor PlanThe upper floor is clad in fire-resistant wood and has bedrooms at opposite corners of the floating volume.Save this picture!© Nicholas Alan CopeProject gallerySee allShow lessMühlestrasse Residential and Studio Building / AmreinHerzigSelected ProjectsSV House / Luciano Kruk ArquitectosSelected Projects Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/566129/oak-pass-guest-walker-workshop Clipboard Oak Pass Guest / Walker Workshop ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/566129/oak-pass-guest-walker-workshop Clipboardlast_img read more

House 13 / INSADA

first_imgArchitects: INSADA Area Area of this architecture project Year:  CopyHouses•Jakarta, Indonesia Indonesia Photographs:  INSADA Design Team Manufacturers Brands with products used in this architecture project ArchDaily Photographs “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/894075/house-13-insada Clipboard Manufacturers: Hafele, Propan, SIMONSWERK North America, YKK AP, AsahimasSave this picture!© INSADA Design TeamRecommended ProductsWindowsJansenWindows – Janisol PrimoDoorsECLISSESliding Pocket Door – ECLISSE LuceDoorsGorter HatchesRoof Hatch – RHT AluminiumWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40Text description provided by the architects. Located in West Jakarta, House 13 aims to accommodate a comfortable residential living by utilizing the simple lines of modern architecture. With the client not wanting to be constantly dependent on air-conditioning, Insada designed House 13 to have a working cross ventilation so that natural breezes are able to cool the main living spaces.Save this picture!© INSADA Design TeamSave this picture!Section 3Save this picture!© INSADA Design TeamHouse 13 is oriented in the north-south direction with 3 sides blocked by neighboring houses. With only one south-facing façade to work with, the façade needed to be designed to be able to bring ample amount of light, as well as opening up to allow fresh air to come in. The main façade is made out of low-e glass curtain wall with operable module on each end comprised of aluminum extrusions, perforated metal sheet, and sliding glass door. Sliding door allows the breeze to come in, perforated metal sheet acts as an insect screen and aluminum extrusions is there for additional security purposes. On the opposite end, to allow air out is a three-story space with skylight and equipped with ventilation bricks. With this configuration, first and second floor of the house is constantly cooled passively.Save this picture!© INSADA Design TeamOn the ground floor, the house accommodates a flexible space for play or work and maid’s quarters. Maid’s quarters’ massing is set independently, creating access in between the ceiling and the mass for fresh air to run through the long axis of the house. The second floor hosts an open plan of kitchen, living, and dining space that allows cross ventilation to work. The sleeping quarters located in the third floor are the only spaces that are able to be fully sealed for air conditioning purposes.Save this picture!© INSADA Design TeamProject gallerySee allShow lessStep House / WORKLOUNGE 03Selected ProjectsMega Foodwalk / FOSSelected Projects Share House 13 / INSADAcenter_img Area:  333 m² Year Completion year of this architecture project House 13 / INSADASave this projectSaveHouse 13 / INSADA 2017 Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/894075/house-13-insada Clipboard Save this picture!© INSADA Design Team+ 28Curated by María Francisca González Share “COPY” CopyAbout this officeINSADAOfficeFollowProductsWoodConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesJakartaIndonesiaPublished on May 10, 2018Cite: “House 13 / INSADA” 09 May 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodWood Siding in KSR Villa BodrumRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Surface: Nordic DécorWindowsAir-LuxSliding Window – CorneringWoodBruagRoom Acoustics – Interior Cladding PanelsSinksBradley Corporation USASinks – Frequency® FL-SeriesMetal PanelsTrimoInternal Walls – Trimoterm, Qbiss OneGlassSolarluxWintergarden – SDL Akzent plusSystems / Prefabricated PanelsInvestwoodCement Bonded Particle Board – VirocPaintKEIMMineral Paint in Hunters Point LibraryCabinetsburgbadMid-Height Cabinet – EssentoSignage / Display SystemsGlasbau HahnMuseum Display CasesMore products »Save想阅读文章的中文版本吗?13 号住宅,建筑线条构建现代宜居 / INSADA是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Houseslast_img read more

Adam Corson-Finnerty publishes Cybergifts part 6

Adam Corson-Finnerty publishes Cybergifts part 6 Howard Lake | 9 April 2000 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Part 6 of Adam Corson-Finnerty’s summary of online fundraising features ideas, tactics, and gimmicks.Adam Corson-Finnerty has published part six in Cybergifts, his series of articles on Internet fundraising. Published by Canada’s CharityVillage.com, the latest addition to the series features The Heifer Project International and how they’ve persuaded supporters not just to give but to “buy” a particular animal such as a pig or cow.Corson-Finnerty concludes “online fundraising can be a good way to move donors from restricted to unrestricted gifts.” Advertisement  15 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. read more

OneFamily customers can now apply for a £1,000 personal grant

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis5 OneFamily customers can now apply for a £1,000 personal grant  341 total views,  5 views today  342 total views,  6 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis5 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Community AwardsIn 2016 OneFamily awarded over £505,000 in Community Awards benefitting over 100,000 people.Each year OneFamily awards up to £5,000, £10,000 or £25,000 across the following categories:Health, Disability & Social CareLifelong LearningActive LivingCommunity GroupsAs OneFamily is owned by its customers, it does not need to reward third-party shareholders. Instead, it uses a percentage of its profit to fund the OneFamily Foundation. Karl Elliott, Customer Strategy Director, explained: “We are a customer-owned, financial services business and the OneFamily Foundation is just one way we give something back to our customers. Our products help them plan and prepare for key financial milestones in the lives of them and their families and through our Foundation; the personal grants are there to help them or someone they care about in their everyday lives.”WATCH: OneFamily Foundation Community Award winners, July 2015[youtube]https://www.youtube.com/watch?v=DORlarqHEHw[/youtube] Customer-owned financial services company is now offering personal grants of up to £1,000 to its customers to help them or someone they care about.Every month 25 personal grants are awarded to OneFamily customers. There can be used for a variety of purposes, such as personal development and training, disabled access improvements, specialist equipment, or when facing financial hardship.The grants of up to £500 or £1,000 are made via the OneFamily Foundation. Last year over £290,000 was awarded to OneFamily customers through a personal grant.The Foundation was previously known as the Engage Foundation, prior to Engage Mutual’s merger with Family Investments in early 2015. Tagged with: Funding Howard Lake | 12 May 2017 | Newslast_img read more

COVID-19 devastates Indigenous communities

first_imgBy Eno FlurryThis article is written in the colonized lands of the Comanche, as well as the Tonkawa Nations — now the state of Texas. Workers World supports the right to self-determination of, and promotes full solidarity with, Indigenous struggles.From Indian Country Today: ““My feet hurt,” says Denise Begaye, an X-ray technician with the Monument Valley Health Center, as she sits on a curb and takes a break from COVID-19 testing outside of the center in Oljato-Monument Valley, San Juan County on Thursday, April 16, 2020.”While Black and Latinx households are twice as likely as white households to lack indoor plumbing, Indigenous households are 19 times more likely than white people to not have indoor plumbing or access to clean water at their residence, especially in the Four Corners of the Southwest. (tinyurl.com/yao3b9jh) For the Diné or Navajo Nation which covers parts of New Mexico, Colorado, Utah and Arizona, much of the groundwater has been contaminated by 521 abandoned uranium mines and is undrinkable. For many in the Navajo Nation, it is the closest, most available water and is given to the animals to drink — the same animals that they will one day eat. (tinyurl.com/reqy657)Just this alone — the lack of access to clean water on a daily basis — is enough to exacerbate other issues, such as illnesses including cancer. Four Indigenous researchers found in a new study that the rate of COVID-19 cases per 1,000 people on a reservation is more than four times higher than in the United States as a whole. (Indian Country Today, April 25) And many Diné homes also lack electricity.While the Native population only comprises 6 percent of the total population of New Mexico, Gov. Michelle Grisham reported April 12 that 25 percent of the state’s COVID-19 cases were Indigenous people, including the Diné and several Puebloan nations. While some of the discrepancy is due to higher rates of testing by the Diné /Navajo Nation compared to that in neighboring states, that alone cannot explain the fact that the rate of infection on the Navajo reservation is 19 times that in the state of Arizona. As of April 26, the number of cases in the Navajo Nation had reached 1,716, with 59 deaths. (Navajo Times, April 27)Navajo Nation President Jonathan Nez and Vice President Myron Lizer self-isolated after exposure to a COVID-19-positive health care worker in the course of their work. They initiated a 57-hour curfew over Easter weekend, which excluded essential workers and has been extended for every weekend until early May. Pine Ridge Reservation is another severe case where they have closed their borders to tourists and other nonmembers of that Native nation driving through it. This is in South Dakota where Gov. Kristi Noem still refuses to issue a shutdown order, despite the huge COVID breakout at the Sioux Falls, S.D., Smithfield pork factory. Nick Estes, Ph.D., a citizen of the Lower Brule Sioux Tribe, noted that “COVID-19 is taking its toll on Indian Country — not because Indigenous people are more susceptible to the virus for cultural reasons (as reported by some media outlets), but because of a chronic lack of underfunding of our healthcare services and, you know, genocidal colonialism.” This is nothing more than a modern version of colonial white supremacy. Diné molecular biologist Wilfred Denetclaw said possible reasons for the high COVID death rate in the Navajo Nation include the need for many people to travel to hot spots such as Albuquerque “to buy what they need, and then they bring the virus back.” Circumpolar Inuit communities in Alaska, who are dealing with unsafe drinking water and lack of sewage infrastructure, face a threat of COVID-19 infections similar to that of the Navajo Nation. The Alaska Department of Environmental Conservation estimates that more than 3,300 rural homes occupied year-round do not have potable water. All this is due to the ongoing neglect of Indigenous communities and their health and safety by the federal government.Another issue faced by Indigenous Nations is a housing crisis. While we are told to practice social distancing by the Centers of Disease Control and Prevention and other agencies, in many Native communities this is simply an impossible task. A report from Wyoming Public Radio about the Wind River Reservation shows overcrowded, multigenerational households, as many share homes with their relatives, just as many other poor families do. An additional crisis affecting some of the Native reservations is the closure of one of the few sources of tribal income — casinos. A Harvard research team has estimated that upwards of nearly $50 billion in annual wages and benefits have been lost due to closures of gaming and nongaming enterprises that many reservations rely on for income to meet their needs. This mass layoff of Native workers is leading to loss of insurance coverage, where that exists, in addition to the vastly underfunded Indian Health Service, and the growth of debt in areas in and outside of the reservations. These casino-generated funds are used for what would normally be funded by state or local governments: law enforcement, public safety, social services and educational support. So let’s break down what the tribal governments stand to lose: According to the Harvard Project on American Indian Economic Development, $127 billion in national output; 1.1 million jobs, with 915,000 workers who are non-Native, while 211,000 are Native; $49.5 billion in worker income; $12.5 billion in Tribal government revenue; $9.4 billion in state and local tax revenue; and $15.9 billion in federal tax revenue. These numbers represent the razor’s edge on which Native nations in the occupied U.S. are constantly balancing in their struggle against the neglect and violence of the U.S. government. And all this reminds us of the importance of the struggles for clean water, such as the recent struggle at Standing Rock against the Dakota Access Pipeline and the struggle in Flint, Mich. How can you have good health care if you do not have clean water? FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

The Trends and Challenges Facing Mortgage Servicing

first_imgHome / Daily Dose / The Trends and Challenges Facing Mortgage Servicing Default Servicing 2019-12-04 Mike Albanese Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago in Daily Dose, Featured, Market Studies, News The Best Markets For Residential Property Investors 2 days ago Tagged with: Default Servicing The Best Markets For Residential Property Investors 2 days ago  Print This Post Subscribe Share Save About Author: Mike Albanese Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Is Housing Prepared for Recession? Next: In the Spotlight: Financial Service Law’s Best and Brightest Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Jacquelyn Pardue, Director of Purchasing and Vendor Management, Gateway First Bank, spoke with DS News about trends in servicing, technology, and what the industry can do to help prepare for natural disasters. Pardue, speaking on the challenges facing servicers, noted the struggle balancing the uptick in originations while also seeing declining defaults. “So, in turn, how are you going to balance those items in regard to servicing, and then what aspects are you going to implement in servicing to make that more efficient,” she said. Pardue said the best way lenders can offer support during natural disasters is to reach out to vendors is to make sure their vendor network is appropriate. She added it is important to contact borrowers prior to disaster letting them know what to do if they are impacted. “As we know, the hurricanes always change paths but if we know somebody is within the path, how do we let them know we’re here to help and what in turn can they reach out to us for regarding those items,” she said.  The Week Ahead: Nearing the Forbearance Exit 2 days ago The Trends and Challenges Facing Mortgage Servicing Related Articles Sign up for DS News Daily December 4, 2019 1,831 Views last_img read more